Good news, people in debt listen to this way. Who can the government wade into debt?

 

Ms. Ratchada Thanadirek, Deputy Spokesman for the Prime Minister's Office, said the government attaches great importance to solving the problem of informal debt. With continuous operation covering 5 areas:

1. Manage the informal creditors with the Act prohibiting the demand for interest exceeding the rate of 2017, increasing the penalties for informal creditors. And open channels for informal creditors Able to register as a credit provider in the system according to the criteria

2. Mediation, Compensation Debtors can file complaints and seek advice on informal debt problems at Counseling point for informal debt problems Located at the Government Savings Bank and BAAC nationwide Which will help coordinate Subcommittee on informal settlements in every province To help negotiate between debtors - creditors

3. Provide a source of money in the system for the debtor. When mediation until the debt is fair In which the debtor is able to apply for credit in the system With the government encouraging Pico finance loans Which is a provincial level retail loan Under the supervision of the government (Ministry of Finance)

4. Restoration of debtor potential Especially the debtor who still has the ability to repay debt too low. Sub-committee for the rehabilitation and development of income earning potential of informal debtors in every province. Will help restore career Cultivate financial knowledge and discipline, train career and skill development.

5. Build Immunity By developing a network of community financial organizations To act as a substitute for informal creditors and various departments to provide financial knowledge to the public. Including preparation Informal debt database This will be used to formulate appropriate and targeted policies.

The operating results for August 2018 to February 2020 have helped debtors to recover 25,044 assets, representing 21,304 title deeds, arrest 6,002 informal lenders and debt collectors by illegal means and Providing a source of money in the Pico finance system Has accumulated loan approval of 269,880 accounts, amounting to 7,018.34 million baht.

In fiscal year 2021, the government will set up a special committee that is permanent. To be responsible for solving informal debt problems for people all over the country Aim that Various complaints will take up to 1 week to resolve and in the part of the Royal Thai Police Has established a specific agency, the Center for the Suppression of Offenses relating to the informal debt (Ngorororor.or.), has a mission to suppress influencers or individuals who allow people to borrow illegal money. Or is characterized by the making of a contract that exploits the public Until now Received a total of 1,947 issues

1,548 cases completed, 399 cases in progress, 1,090 accused of mid-cars 245 motorcycles, 87 title deeds, 1,300 million baht in cash, 1,373 related bank accounts, 105 cases by the people who have suffered. You can make a complaint at any police station near your home.